After giving up two hours of my life visiting three different Verizon stores and then waiting and waiting and waiting at the tech support center, I have a new Blackberry. Yay! It's just like my old phone. Except silver! And shiny! and functioning! Yay again! Oh, and FREE! Did I mention free? Free is good.
No one was going to tell me that I was entitled to a new free phone when my phone was dying. But with a little legwork I found my old phone paperwork and, yay, because that sucker was 10 months old with a one-year warranty. Score Shana-1 Verizon-0. Uh-huh.
And good thing. Because money? I have none. But bills? I've got some of those. The time off for weather and holidays and being sick as a dog in November are all catching up with me now, and the paychecks trickling in from the last few months are skimpy. Freelance self employment is oh so glamorous. Seriously.
And also? I think my car is on the verge of exploding. It made a REALLY LOUD scary bad sound this morning. Twice. But when I got home and drove Tim around in it, of course I could not recreate the sound and it was just fine. I have a job about 15 miles away from home this afternoon, so Tim took my car and I'm driving his. And just hoping for no explosions in either vehicle. Because my car repair/new car budget? Hahahahahahahahaha. Good one.
All of this two weeks before I am flying to New Orleans for a week. Thank God the plane tickets are paid for, we have a free place to stay (my dad) and don't need a rental car (my sister will be driving in from Little Rock). And Mardi Gras parades are free. Otherwise? We'd be not going out of town in two weeks because, seriously, who travels across the country with no cash?
I really hate the ebb/flow of freelance work. But I really love the freedom of being self employed. I can't imagine going back to work for anyone else on a regular daily grind basis. But I long for the good old days of having a scheduled payday on which I knew I would without a doubt receive a paycheck. Also? We are cutting back our health insurance policy to an even crappier one because our monthly premium went up $100 effective Jan. 1 and our coverage is still crap. I'm thinking about switching to a medical savings plan and going cash only for all of our medical needs, maybe carrying a policy for catastrophic illness or something like that. Does anyone have experience with anything like this?
We had to completely give up our dental insurance and Carlie and I are both due for cleanings this month. I actually clipped a coupon yesterday for a $85 first time visit with a pediatric dentist for cleaning and x-ray. How ghetto is that? Coupon clipping for medical care for my child. My life has hit a new ghetto low.
This is not the first month that this is happened, and it won't be the last. I am in such a cyclic business and I am so bad at budgeting and keeping something in reserve for months like this. So basically, I create all of this money-related stress for myself. Though the insurance stuff? I won't take responsibility for that, because our health care system sucks it, big time. And with both Tim and I being self-employed, we are just screwed.
I was planning on a quick trip to the gym this morning, but the sounds like it's going to explode car thing sent me home instead, and I completely lost my motivation to go now. But I did not lose my motivation to eat M&Ms. If I could channel my M&M eating mojo into working out mojo, I'd be a freaking gym goddess by now.